Golf Cart Financing

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Financing Through Sheffield Financial

Yes, you can finance a golf cart at Intermountain Golf Cars. We offer financing through Sheffield Financial on new and many used golf carts, LSVs and utility vehicles at all 10 of our locations in Utah, Nevada, Arizona and Idaho. You can check whether you prequalify online in a few minutes, with no impact to your credit score.

Check If You Prequalify → 

https://prequalify.sheffieldfinancial.com/Apply/Dealer/38325

How Golf Cart Financing Works

  1. Prequalify online. Answer a few questions on Sheffield Financial’s secure site. Prequalifying does not affect your credit score.
  2. Complete your application. If you’d like, answer a few more questions to get pre-approved before you visit.
  3. Choose your cart. Visit any of our stores or browse our inventory online. Your sales rep will see your application and help you match a cart to your budget.
  4. Finalize and drive home. Sign your paperwork with our team, and we’ll get your cart ready for pickup or delivery.

Why Apply with Sheffield Financial?

  • No credit impact to check. Prequalifying uses a soft credit check.
  • Your information stays private. Your personal and credit details go directly to Sheffield’s secure application, not through our website or email.
  • Fast decisions. Sheffield specializes in powersports and golf cart financing, so decisions are usually quick.
  • Works with trade-ins. Apply your trade-in value toward your down payment.

What You’ll Need to Apply

Have this information handy to finish your application quickly:

  • Your name, address and contact information
  • Date of birth and Social Security number
  • Employment and income information
  • Your housing payment (rent or mortgage)

When you sign, you’ll need a valid driver’s license.

Current Financing Offers

Manufacturers like Club Car and Sheffield Financial often run promotional financing on new carts. Offers change throughout the year and depend on credit approval, so call your nearest store or ask your sales rep for current rates and terms.

Trade In Your Current Cart

Lower the amount you finance by trading in your current golf cart. We’ll give you a written offer you can apply toward your new or used cart. Get your trade-in value (link to /golf-cart-trade-in/).

Frequently Asked Questions

Can I finance a golf cart?

Yes. We offer golf cart financing through Sheffield Financial on new and many used golf carts, street-legal LSVs and utility vehicles, subject to credit approval.

Does checking if I prequalify affect my credit score?

No. Prequalifying with Sheffield Financial does not affect your credit score. Completing a full credit application may include a credit inquiry, which Sheffield will explain before you submit.

How much do I need for a down payment?

It depends on your credit and the cart you choose. Some buyers qualify with little or no money down. A trade-in can also count toward your down payment.

Can I apply online and buy at any of your locations?

Yes. Apply online, then finish your purchase at any of our 10 stores in Sandy, St. George, Desert Color, Las Vegas, Summerlin, Anthem, Mesquite, Glendale, Prescott Valley or Chubbuck.

Can I finance a used golf cart?

Yes. Sheffield Financial finances used and refurbished golf carts that are 10 years old or newer. Ask your sales rep whether a specific cart qualifies.

Do you offer financing for businesses?

Yes. Sheffield Financial also offers commercial financing for businesses, resorts, golf courses and HOAs buying golf carts or utility vehicles. Commercial applications use a full credit application. Call us to get started.

Ready to Get Started?

Check if you prequalify in minutes, or call our team at 801-255-8828 with any questions.

Check If You Prequalify → 

https://prequalify.sheffieldfinancial.com/Apply/Dealer/38325 

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Intermountain

Locations

Sandy, UT

9115 S 700 E
Sandy, UT 84070

St. George, UT

260 North 3050 East
St. George, UT 84790

St. George, UT

5095 S. Desert Color Parkway
Suite N102
St. George UT, 84790

Mesquite, NV

1085 W Pioneer Blvd, Suite 190 Mesquite, NV 89027

Summerlin
Las Vegas, NV

8520 Del Webb Blvd
Las Vegas, NV 89134

Las Vegas, NV

6668 Escondido Drive
Las Vegas, NV 89119

Anthem, NV

2550 Anthem Village Dr #100
Henderson, NV 89052

Prescott Valley, AZ

6468 AZ-69
Prescott Valley, AZ 86314

Glendale, AZ

6863 W Frier Dr
Glendale, AZ 85303

Chubbuck, ID

5038 Rainbow Lane Suite A
Chubbuck, ID 83202